Christopher oversees the company’s operations and information security, with responsibility for safeguarding sensitive insurance, claimant, and business information. He provides security oversight for the Fulcrum claims-management platform and supporting systems, working with the development team to guide access-control policies, prioritize vulnerability remediation, and strengthen security practices across claims operations.
Now in General Availability
The claims
intelligence
system.
Purpose-built for auto PIP. Designed for a world where your models understand insurance, not just language.
47% Faster cycle times
94% Document classification accuracy
3× More subrogation recovered
0 Days to onboard
01
Intake
Make claim intake
self-driving.
FNOL arrives — from a carrier portal, email, or API — and Fulcrum immediately captures structured data, validates coverage, assigns the right adjuster, and opens the file. No manual entry. No missed fields.
- Multi-channel FNOL ingestion (API, email, portal)
- Instant coverage verification & policy lookup
- Intelligent adjuster assignment by load & expertise
- Automated reserve calculation from FNOL data
02
Intelligence
Every decision,
AI-augmented.
Fulcrum's models surface what matters. Fraud signals. Billing anomalies. Subrogation opportunities. Recommended actions. All generated from our proprietary models — not generic LLMs.
- Fraud risk scoring on every claim
- Fee schedule anomaly detection
- AI-generated claim summaries & recommendations
- Resolution timeline prediction
03
Compliance
Compliance,
automated.
NY's 30-day PIP processing windows, NF-10 denial requirements, EUO tracking — Fulcrum handles the compliance layer so your team doesn't have to remember deadlines.
- Automated NF-10 denial generation & tracking
- IME request workflows with scheduling integration
- SLA deadline alerts before they breach
- Audit-ready documentation on every action
04
Analytics
Understand your
book at a glance.
Real-time PIP dashboards, reserve trend analysis, and AI-generated insights give your leadership team the visibility to make decisions — not just reports to read.
- Live PIP intelligence dashboard
- Reserve trend & severity reporting
- AI-generated operational insights
- Custom report builder with natural language queries
Model-First
We built our own models.
Because yours should
understand insurance.
Off-the-shelf LLMs don't know the difference between an NF-3 and an NF-10. They've never seen a NY PIP fraud ring pattern. Our models were trained on years of proprietary claims data — and they show it.
Document Intelligence
Trained on thousands of PIP forms — NF-2, NF-3, NF-10, EOR, IME reports. Classifies, extracts, and validates in seconds. 94% accuracy out of the box.
94% accuracy · zero training required
Fraud Detection
Pattern-matching against NY PIP fraud signatures — staged accidents, organized medical provider rings, inflated billing sequences. Surfaces signals human adjusters miss.
Identifies 3× more fraud signals than rule-based systems
Medical Bill Review
Real-time NY fee schedule validation. Flags overbilled service codes, unusual treatment durations, and provider billing patterns before payment is issued.
$180k avg. annual savings per 100 open claims
Claim Summarization
Generates structured summaries of claim activity — coverage findings, treatment history, open actions — in the language insurance professionals actually use.
Saves 35 min per adjuster per claim
Subrogation Intelligence
Identifies subrogation opportunities at FNOL and throughout the claim lifecycle. Flags at-fault evidence, calculates recovery probability, and surfaces to adjusters before closure.
3× more recoveries than manual review
Outcome Prediction
Predicts claim resolution time, final reserve, and litigation probability from day one — giving your actuarial and underwriting teams the data they need, earlier.
82% accuracy on 30-day resolution forecasts
Proprietary data flywheel
Every claim processed on Fulcrum makes our models smarter. Outcome data, adjuster corrections, and fraud confirmations feed back into our training pipeline — creating a compounding advantage that grows with your book.
Security Leadership
Founding Design Partner
"NY no-fault is the most demanding auto claims environment in the country — strict timelines, aggressive fraud, among the highest litigation rates nationally. We chose Fulcrum because it was built to that standard from day one."
Aegis One Inc. Licensed NY No-Fault TPA · Founding Design Partner